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Advies Group
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    Fully independent and regulated financial adviser

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    Managing Money for Life

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    Strength through support

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    Financial Planning

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    Wealth management for every life stage

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  Advies Wealth offers you expert help and advice in reviewing and transferring your pension

We are a leading pension specialist and financial adviser.  We have particular expertise and experience in dealing with the new choices that you have for your Final Salary/Defined Benefit pension.  We look after clients across the whole of the UK from the north of Scotland to the Isle of Wight as well as from Norfolk to Northern Ireland.  Our objective is to provide a service which enables us to meet with potential clients within 72 hours of your initial request to have a meeting.  The meeting can be held in your home, office or any other suitable venue of your choice.

We believe a personal meeting is the best way to enable you to discuss your needs and requirements.  It gives both parties the opportunity to have that all important face to face, offering a feeling of security and access to your adviser that supports communication during the whole transaction.  During the meeting we will review your options, discuss your objectives as to why you may be considering a transfer, look at alternatives where these may be appropriate and generally get to know you in terms of both your financial position and personal and family objectives.

We operate a strong and resilient policy of seeking to ensure our satisfaction during the pension transfer and process.  As advisers we also offer added comfort and security to our clients, in ensuring that our advice and any transfer review is itself reviewed by two pension experts.

Advies Wealth has an experienced staff who will be pleased to assist with any questions and subsequent requirements you may have during and after your pension review and transfer.

Our office is available:
Monday - Thursday 9 am - 5 pm
Friday 9 am - 4 pm

Transferring your pension is a huge decision and it may not be the best outcome for you and your family.

For cost efficiency our fees are paid to us following the pension transfer from your pension scheme to the new provider.  It avoids clients paying from previously taxed earned income.

Give your pension plans and retirement some thought

You will not lose anything by requesting a personal report on your retirement options including the possibilities of a pension transfer.  The advice will be accurate and in your best interests.  If it's not right we will tell you and you will have lost nothing.

Since April 2015 and the introduction of George Osborne's pension freedoms, many things will have changed and without doubt your personal circumstances will also be evolving.  In the past staying with your Final Salary (Defined Benefits/DB) pension scheme was almost always the best option.  However, other factors may now mean that a transfer away from your DB scheme may be worthy of consideration.

Some of the reasons for considering a transfer may be –

  • The changes to the pension rules themselves
  • Poor health
  • No spouse or partner
  • Large deficits (black holes) in some major company pension schemes
  • The ability to benefit from the 25% tax free cash from age 55
  • The possibility to access income flexibly and to vary the amount
  • The possibility to pass on any leftover pension monies to future generations as pension savings or capital (taxed)
  • Transfer values (CETV) are presently high due to low interest rates and gilt yields
  • Many large companies are happy to see members leave their DB Pension Scheme as this reduces their long term risks.

What are my options?

Leave everything unchanged

If you want an income that is guaranteed for life your plan may well provide this.  It may well be, if we were to conduct a review of your pension, we would advise you to stay in the plan but this is not always the case.  Personal objectives and plans which become clear during our meeting may well be possible within the new freedoms and flexible options.

Consider your options – based on a thorough review
Now is an appropriate time to consider your options.  This will not affect your present benefits from your existing plan in any way but you will be informed and in control of any opportunities that the radical new pension freedoms offer you.

We would be very pleased to review your pension plans and formalise an informative report for your considered thoughts.  This report will clearly show all options available to you including any failings or good points of your existing plan, finalising with options available to you for ongoing investment of your pension.  These options will be presented to you with your report along with the research of the market to ensure the best possible investment options will be available to you.


© Advies Wealth
T: +44 (0) 1379 644 884
  E: admin@advieswealth.com

Advies Wealth Advisory Office
DBH5, Diss Business Park, Hopper Way, Diss,
Norfolk, IP22 4GT

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Advies Wealth is a trading name of Woodgrange Associates (IFA) Ltd, which is regulated by the Financial Conduct Authority (FCA) No 785754. Registered office address: DBH5, Diss Business Park, Hopper Way, Diss, Norfolk, IP22 4GT. ICO certificate of registration reference: ZA164185.